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Buy Now Pay Later via Qisst Pay

Do you want to buy your favorite items but unfortunately you have run out of budget? Well, there is nothing to worry about while shopping from Needs Store because we support Qisst Pay as a payment option. It's an extremely useful payment option that will let you continue shopping without looking at your budget limitations. Qisst Pay is a buy now pay later platform in Pakistan in which you can purchase your favorite items in up to 4 interest-free installments from hundreds of online stores.

How Does Qisst Pay Works?

Qisst Pay works by allowing customers to pay for clothing, shoes, and other essential items in easy interest-free installments. Through this excellent service, the merchants and owners will directly get their payment from Qisst Pay even if the consumer has missed any installment.

There will be 4 installment options available while using Qisst Pay and these installments will be completely interest-free. The minimum purchase limit via Qisst Pay is RS.1500 and the maximum limit is RS.50, 000. It's a very useful digital mode of payment that not only helps the businesses to grow but also supports the consumers who are doing financial struggles. The sign-up process on Qisst Pay is very simple and easy, it won't take more than 2 minutes for anyone to successfully register on Qisst Pay.

How to Buy?

Go to (Needs Store Website). Choose your favorite product and move towards checkout. At the Payment Option Choose QisstPay for payment.

How Many Installments Options Are There?

Choose your favorite product and move towards checkout. At the Payment Option Choose QisstPay for payment.

Pay in 4 (For Debit & Credit Card Holders)
Pay in 4 installments for items between Rs. 1,500 & Rs. 50,000 (Any Debit & Credit Card).

What is the payment method?

Customers will have the option to pay via Credit/Debit Card for the Pay in 4 model. Total amount broken down into 4 payments & the first payment is made at the time of purchase. The 2nd payment is due thirty days later and all payments are recovered by QisstPay at the end of the 3rd month.

Will I Be Charged Interest-Fee Apart From My Product Price?

No, We Don't Charge Any Interest-Fee To You. Just Nominal Bank charges will be charged on the Options (Pay in 4).

Can I Use QisstPay Without Debit/Credit Card Purchase?

No, You Can Only Avail QisstPay While Using Debit/Credit Card While Online Payments Being Turned On.

How Can I Return A Product?

Merchant Return Policy Will Apply. You Will Directly Return All Items To The Merchant.

When will the customer be refunded after a cancellation or return?

After the return/cancellation, your customer will be able to see the refunded amount back in the Original card they used for purchase and any due payment related to it cancelled. This usually takes between 14-21 working days depending on the customer's bank.

Will the customer’s PayPak, Union Pay or International Card work for this?

No, Only MasterCard and VISA cards are acceptable.

*Any unauthorized use of the virtual card will be considered theft and/or fraud, and will be declined and or reversed and may lead to deactivation of your account, among other remedies to which QisstPay may be entitled.


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